Convert a password-protected bank statement PDF
Some banks encrypt statement PDFs with a password. TidyLedger asks for it, opens the file in your browser, and converts it to Excel, CSV, QBO or OFX — the password and file never leave your device.
Why your statement has a password
Many banks and card issuers protect emailed or downloaded statements with a password — often built from your date of birth, part of your name, a postal code or digits of your account or card number. The exact recipe is set by the bank and is usually printed in the email that delivered the statement or on the bank's help pages.
How to convert it
- Drop the PDF into the converter above.
- TidyLedger asks for the password. Type it; it's used only inside your browser to decrypt the file and isn't stored.
- Check the balance badge and download Excel, CSV, QBO or OFX.
Why not remove the password with an online “unlock PDF” site?
Those sites need you to upload the statement and the password. That's your account number, address and every transaction sent to a stranger's server. You don't need an unlocked copy to convert it here.
Forgot the password?
Check the bank's statement email or support pages for the format, or download a fresh copy from online banking — statements downloaded while signed in are often not encrypted.
FAQ
Is my PDF password sent anywhere?
No. It's used by the PDF reader running in your browser tab to open the file, then discarded. Nothing about the file or the password is transmitted.
Is it really private?
Yes. The PDF is read by JavaScript running in your browser tab; the file and its contents are never sent over the network. You can verify it in your browser's developer tools (Network tab), or disconnect from the internet after the page loads — conversion still works.
Which banks are supported?
TidyLedger doesn't rely on per-bank templates. It reads the table layout of any text-based PDF statement, so it works with most banks and credit cards in Canada, the US, the UK, Europe and Australia. See the list of tested banks.
Does it work with scanned statements?
Not yet. Scanned or photographed statements have no text layer; OCR support is coming. Download the original PDF from online banking for best results.
What about password-protected PDFs?
Supported. You'll be asked for the password, which is used only inside your browser to open the file.
How accurate is it?
When the statement has a running balance, every transaction is verified against it and you'll see a green “balances reconcile” badge. Rows that don't add up are highlighted so you can fix them before exporting.
QuickBooks rejects my CSV or puts transactions in the wrong month. Can TidyLedger help?
That's usually the date column. QuickBooks reads CSV dates in the format you pick at upload, so 01/04 can land in January or April. TidyLedger's CSV and Excel use one unambiguous date format (YYYY-MM-DD) and plain numbers without currency symbols. With Pro, the QBO (Web Connect) file carries its dates in a fixed format, so there's no date step at all.
I already converted a statement with another tool. How do I know nothing was missed?
Use the free bank statement balance checker on this site. Paste the rows with the statement's opening and closing balance, and it shows where the running balance breaks: a missing row, a duplicate or a flipped sign. Nothing is uploaded.
What's free?
10 pages per day with CSV and Excel export, no account needed. Pro adds unlimited pages, batch conversion and QBO/OFX export.